Welcome to Collateral, LTV & Borrower Analysis

Video 10 minFree preview

You are viewing a free preview. This course is included with club membership. Join the Club

Private lenders are repaid by borrowers and protected by collateral. Learn to verify value independently, calculate LTV and LTC correctly, review borrower experience and liquidity, and set lending limits.

What you will be able to do

Order and review valuations and BPOs
Calculate LTV, LTC and ARV-LTV
Review borrower track record, credit and liquidity
Set maximum loan amounts by risk tier

Evaluate the property and the person before you lend a dollar.

Next Lesson

Course progress

0 of 14 lessons · 1h 59m

Certificate: Counts toward path
Course length: 1h 59m

Lessons

1. Introduction
- Welcome to Collateral, LTV & Borrower Analysis10m
- Course Roadmap and Completion Requirements7m
2. Core Principles
- How Private Lending Generates Returns10m
- First Position, Second Position and Lending Funds7m
3. Loan Structure
- Interest-Only vs Amortizing Loans10m
- Rehab Loans and Draw Schedules7m
4. Financial Analysis
- Calculating Lender Yield10m
- Borrower Analysis: Experience, Credit and Liquidity7m
5. Risk Management
- Documentation That Protects Principal10m
- Recognizing Early Default Signals7m
6. Real-World Examples
- Example: A Conservative First-Position Loan10m
7. Case Study
- Case Study: First-Position Rehab Loan11m
8. Final Assessment
- Final Assessment4m
- Applied Assignment9m

Instructor

Rebecca LindqvistFounder, Northgate Private Capital